Auto Hail Insurance Claims — We Handle the Details, You Keep the Factory Finish
Insurance help and speed for your hail claim.
We’ll guide your claim, map all damage under proper hail lights, submit any
supplements, and repair with paintless dent repair (PDR) when paint is intact.
How the claim works (simple + accurate)
Most insurers start with a photo/virtual estimate or an adjuster/drive-in. That first estimate is just a starting point.
We verify damage in-person and, if needed, submit a supplement so the approved amount matches the real repair.
1) File & get a claim number
Use your carrier’s app, website, or phone to open the claim and receive a claim #.
2) Initial estimate (often photos/virtual)
Helpful for speed, but not final—hail is easy to undercount in photos.
3) Required: in-person inspection at our shop
We map dents with hail lights and note any R&I items. This is mandatory for hail; we
do not provide photo estimates for hail. (It’s how we ensure accuracy and protect you from short estimates.)
4) Supplement (if needed)
If the carrier’s estimate misses damage, we handle the
supplement on your behalf with documentation (photos, line-items).
5) Approval & scheduling
Once the supplement/estimate is approved, we schedule repairs and, if needed, help coordinate a rental.
6) Repair & quality check
We use
PDR when paint is intact to preserve factory finish; if panels are cracked/stretched or require replacement, we coordinate body-shop work for a complete result.
01
What to bring
- Claim number
- Insurance estimate (if you have one)
- Any check already issued by your insurer
02
Why PDR for hail?
- Preserves your factory paint and finish (no sanding, fillers, or repaint).
- Faster than conventional methods in most hail scenarios.
- Insurance-friendly
- approach commonly used for hail claims.
03
Deductibles, rentals, and payment
- Deductible: collected at repair.
- Rentals: we can help set up a rental with a local provider if your policy includes it.
- Payment/work auth: simple work authorization at drop-off; we handle insurer documentation and supplements.
04
Timelines (typical ranges)
- Preserves your factory paint and finish (no sanding, fillers, or repaint).
- Faster than conventional methods in most hail scenarios.
- Insurance-friendly approach commonly used for hail claims.
05
When we team with a body shop
If paint is cracked, metal is stretched/creased, or a replacement panel is required, we partner with trusted local body shops to finish those specific items quickly and correctly—while we PDR everything that qualifies. (One seamless experience for you.)
06
Service area
We prioritize the towns impacted in each storm and routinely serve Columbia, Jefferson City, and surrounding Mid-MO communities.
07
Warranty & reviews
All insurance hail repairs include a lifetime warranty on PDR workmanship. See what customers say below.